Buy US real estate with USDC
One home, one LLC, one token. Buy the property outright in stablecoins, from anywhere, without a wire, an escrow account or a US bank.
How it works
- The deed goes into a single-purpose LLC. One company, one house, nothing else in it.
- The LLC’s membership becomes one token. Zero decimals, fixed supply of one, no mint function. It cannot be split and a second unit can never exist.
- You buy the token in USDC. Your stablecoins never convert to dollars, and settlement is a transaction rather than a closing.
- You redeem when you want the house directly. Sending the token to the redemption address burns it and claims the LLC’s membership, at which point you manage the property yourself.
Why this is different from fractional property
Almost every tokenized real estate product sells fractions of a rental pool: you own a share of an entity someone else manages, and your return depends on their work. This is the opposite. There are no fractions, no pooling across homes, no manager and no distributions. If you hold the token, you hold the house.
The trade-off is honest. The cheque is the price of a home rather than a hundred dollars, and liquidity is whatever demand exists for that one property. What you get is control and an exit that is a transaction rather than a sixty-day close.
Especially useful if you are outside the US
No citizenship, green card or visa is required to own US residential property. The thing that actually stops foreign buyers is the plumbing: correspondent banks, compliance review, and mortgages that need a US credit file nobody abroad has. Settlement in USDC removes the wire from that path entirely.
It does not remove the tax. Non-residents face withholding on gross rental income and FIRPTA withholding on the gross sale price. Read the guide before you commit to anything.
Where the homes are
Read next
Can a foreigner buy a house in the USA?
Yes. There is no citizenship, green card or visa requirement to buy US residential property. What actually stops most foreign buyers is the payment rail, the financing and the tax withholding, not the law on ownership.
How do you buy a house with USDC?
There are two very different things people mean by buying a house with stablecoins. One converts your USDC to dollars before closing. The other never converts at all. The difference decides how long it takes and who has to say yes.
What is tokenized real estate and how does it work?
Tokenized real estate means a blockchain token stands for an interest in a property. Almost every project means fractions of a rental pool. A whole-asset token means something quite different, and the difference is what you can actually do with it.